Five Nigerian celebrity breakups of 2019 we never saw coming.

Not all Nigerian celebrity marriages are fairytales meant to last forever. It is often said that celebrity marriages crash as fast as they are contracted. But this is not always the case. Some Nigerian celebrity marriages have stood the test of time while others crashed like a pack of badly stacked cards.

Here are five Nigeria celebrity breakups of 2019 that took us by surprise.

Blossom Chukwujekwu and Maureen Esisi

Blossom Chukwujekwu’s marriage of three years to Maureen Esisi, was considered an ‘ideal’ union.

The former lovebirds who once had eyes only for each other were known for their public display of affection, especially on social media.

And so when news went around the town on June 9, that they had parted ways, fans found it hard to believe. In fact, not a few felt it was a badly staged stunt. But, alas, it turned out to be true.

Not only did they unfollow each other on social media, they also deleted photos of themselves on Instagram.

According to gossip blogger, Stella Dimokokorkus, the good looking actor moved out of their matrimonial home. She also reported that the reason behind the crash was far from their inability to have a child.

While the reason behind the breakup remains unknown, there are speculations that he is romantically involved with a popular Nollywood actress, whom he dated before he wedded Maureen in 2016.

Yvonne Jegede and Olakunle ‘Abounce’ Fawole

Nollywood actress, Yvonne Jegede, shocked fans when she finally confirmed that her one-year-old marriage to Olakunle ‘Abounce’ Fawole has crashed. The actress came clean in an interview with Pulse in March, saying she quit the marriage three months after she got pregnant with her son.

Abounce, who is the son of a late actress, Bukky Ajayi, married Yvonne at a simple but classy wedding ceremony in Lagos in February 2018.

Separation rumours began trailing their marriage early 2019 after reports surfaced that Yvonne had moved out of her husband’s house. Around that time, she reverted to her maiden name, further fueling speculations.

Unconfirmed media reports said that the issue allegedly stemmed from the paternity of the child.

“We started having issues before the birth of Xavier. I think I was about two to three months pregnant when the issues came. Immediately the ‘issues’ came, there was never a dull moment, it just kept going up and up and it got worse and it got worse and today here we are,” Yvonne said.

The 35-year-old actress also said that when the issues became obvious and irredeemable, she moved out of their matrimonial home after a mutual agreement. To date, Abounce, has remained mute on the issue.

Osas Ighodaro and Gbenro Ajibade

Nollywood sweetheart, Osas Ighodaro, had her first share of public embarrassment on February 17, after her now ex-actor husband, Gbenro Ajibade, called her out on Instagram for “neglecting their daughter”.

It was then their fans suspected that a divorce was looming.

About 10 months later, the actor confirmed that he and his actress wife of three years are finally divorced.

The actor revealed this while fielding questions on a Channels Television programme, ‘Rubbin Minds’.

“We have been divorced for a while now although not publicised. We are co-parenting,” he said in response to a question about his marital status.

The couple had a glamourous wedding in New York and Edo State, and welcomed their child, Azariah, in 2016.

Ik Ogbonna and Sonia Morales

Now, this is one interesting celebrity breakup because fans found out about their wedding and divorce on Instagram.

Ik, who is one of Nollywood’s hottest actors, met Sonia, a Columbian beauty, on Instagram and after a whirlwind romance, they tied the knot. The couple bore a son together but that was not enough to keep their marriage.

Sonia broke the news of their divorce on Instagram on August. 

She wrote, “This is a hard letter to write as I am pretty sure I will cry my way through this post. I know I should have said all these a long time ago, but back then, I was just weak and could not think straight because I was busy struggling to make things right the best possible way within and even beyond my capacities.

“A friend of mine asked me the other day if I had written a goodbye letter to my former life, my memories, my ex. When she brought the idea up, I got immediate chills and a touch of anxiety. I wonder why that is.”

They wedded in 2015.

Mofe Duncan and Jessica Kakkad

This beautiful couple actually divorced in 2018 but fans and the media only got wind of it in 2019. They were beautiful together and a very private couple.

Jessica broke the news on her Instagram story on April 11, when a fan asked if she was still married.

She responded by saying that she was no longer married! It didn’t end there as another fan asked if she would get married again if the right man ever shows up. And she said yes.

Mofe also confirmed the news on his Instagram page the following day. He said even though his marriage has since ended, the relationship between both families has remained cordial.

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How acting cost me my first relationship —Nollywood Actress, Biola Olaseeni

Nollywood actress, Biola Olaseeni Obimodede is a model, film producer, brand ambassador and wife to actor, Femi Obimodede. The mother of three, in this interview by Femi Oguntayo, talks on the challenges actresses face with acting, relationship and family. Excerpts:

Can you tell us a few things about yourself?

I am from Ado-Ekiti, Ekiti State and I studied Business Administration at the Polytechnic Ibadan. I am married with three children and I joined the movie industry in 2009. I have successfully produced five movies and I am currently working on the sixth one, entitled ‘Cold-Hearted’. My first movie, ‘Adura Longba’ was produced in 2012, then ‘Abuse’ in 2014, third being ‘Eremode’, the fourth ‘Ota Mi Ore Mi’ and the fifth one is ‘My fantasy’, both the fourth and the fifth were produced last year and were directed by Sodunke Ayuba then, the sixth one is ‘Cold-hearted’.

How did you join the movie industry?

Actually, I was into modelling, I was not into acting at the initial stage. One day, a friend of mine called me from Ikorodu while I was in Abeokuta. He called me that they were shooting a movie in their house and they needed a tall, light-skinned girl and he said he knew that I had a passion for things like that and that I should come. So, that was how it all started, that was how I met Odunlade Adekola, who later became my boss. We acted together and since then I have been in the movie industry.

So, how did you join Odunlade’s Group?

That day I met him on set, you know he was not the one that called me. He just saw me and said, oh, you are tall, are you an actress? I said yes. Then he asked which caucus? I told him I did not have any caucus oh (Laughs). Then he asked, but you said you are an actress? I just laughed and said yes I am an actress, he then said okay and asked where I was based, I said Abeokuta. Then he said he was based in Abeokuta too that I can join his group and when I got to Abeokuta, I went straight to his office.

Were you married during this period?

No, I was single and it was during my NYSC service year in Abeokuta, which was 2009/2010.

What do you have to say about social media life and celebrities?

Well, I really appreciate my normal life  and I am not a social media freak. I appreciate my private life and I do not really like posting my life on the social media and I don’t like competing with anybody. I just want to be myself. I want to be real, I don’t want to be fake and I don’t want to be anybody else. It is not like I don’t do social media but I am not addicted to it.

How did you meet your husband, Femi Obimodede?

We met in Abeokuta, we met on set and we have always been very good friends. I met him during a heartbreak. Then I was nursing heartbreak from my ex. Though Femi and I had been friends before then, so one thing led to the other and we started dating and got married.

Tell us about the heartbreak

The heartbreak actually happened as a result of being an actress. My ex loved everything about me and my career but his parents were complaining that actresses’ relationships do not last; that they do not have good homes and all that. I tried proving to them that I was different but they wouldn’t listen. So, they wanted me to quit acting if I was going to marry their son, but I did not really like it when people give me options like that, it looked like you want to dominate my life. So, we had to go our separate ways, though it was painful but all glory to God.

It is a general belief that actresses involve in extramarital affairs with male admirers to get more money and influence, what is your take on this?

I can only speak for myself because we all have different motives before going into the movie industry. So, if anybody is going there based on the motive that I want to sleep with anybody and make money by all means and can do and undo, while some do not believe in dignity that is for them. I love my good name. I protect my dignity and I always think about my children’s future. I want them to be proud of me. I wouldn’t want to engage in anything that will jeopardise my future and who knows, I might be thinking of going into politics one of these days. So I don’t want to have a bad record.

How is life as a celebrity compared to when you were not?

That is a very huge question. As a celebrity, one has to tolerate a lot of things; you have to be extra patient because a lot of people are looking up to you. You cannot just talk anyhow, you cannot just behave anyhow, and you cannot just go anywhere. So, everything you do has to be planned and almost to perfection because you wouldn’t want people to see you as a low life person, so you just have to package yourself. I am not talking about living a fake life though.

But we have some actors and actresses who live fake lives?

I don’t do fake life because I need help (laughs). A lot of people might want to help you but because you have been pretending to be what you are not so, they will be thinking you are even bigger than they are.

What would you describe as your best moment?

It is in two ways for me, first was the day I had my first child, the day I became a mother, I was so happy because I was like, I now have one I can call my own blood and flesh you know, my joy knew no bounds. Then in my career, it was the day I travelled and I never thought people would recognise me, I was in Lagos Island. I was just going and people were like, can I have picture with you? We love your movies, we love your voice, that baby voice, you know, I felt fulfilled that day.

When was your most embarrassing moment?

It was the day one of our star actresses, I don’t want to mention her name, we should be of same age, but because she was more famous, she ridiculed me and talked to me anyhow on set. She said it in Yoruba that, “Kilode to n se bi eni tie yin fo mo ninu?” (Why are you this slotful?).

I felt so bad because I was nursing my baby at the time, so I had to attend to my baby and at the same time go back on set and all that. I was also the producer, so the pressure was so much on me. I couldn’t stand my baby crying and at the same time concentrate on set. So I was so embarrassed that as a mother, she could not reason with me, she could not understand it, but well, we give glory to God.

How do you handle male admirers who may not know you are married, or even know and still approach you?

I believe in discipline. One thing about being an actress is that, there is no way you will not have male admirers but you just have to discipline yourself and have it at the back of your mind that you will always meet someone that is richer than your husband but you can never meet a man as perfect as your husband. This is because before you get married to a man, you must have seen a lot of things in him. I know all those ‘I love you and can do this for you’ from male admirers are all lies, it is just a fairy tale. So, I don’t joke with my name and that is how I handle my male admirers.

Be Careful Who You Have Sex With

That ecstasy, that heightened sensual feeling that comes with sex must definitely be from paradise. So sensual and amazing it makes many of us want to jump into every opportunity of having sex.

But really, do you know it's not everyone you come across that you must lay?

Ever even asked yourself why a stranger or someone you're barely close to would allow you have sex with them?

Sure, they might just be the other side of you who badly wants to have sex, but what if there's just more to it? Something that'll get your poor ass regretting later?

You become part of who you have sex with and that person becomes part of you too.

That sounds weird?

It's as simple as why you can contract a Sexaully Trasmitted Disease (STD), say HIV, from a sex partner. Or more crazy, why you can get hit by good luck or bad luck after having sex with a particular person.

Ever even heard sex is somewhat spiritual too?

I won't really go into that though 'cos I'm not all that a spiritual person too but I'll still brush through it.

1 Corinthians 6:16-18 says:

" 16 Do you not know that whoever is united to a prostitute becomes one body with her? For it is said, “The two shall be one flesh.” 17 But anyone united to the Lord becomes one spirit with him. 18 Shun fornication! Every sin that a person commits is outside the body; but the fornicator sins against the body itself."

The Bible has said it all, hasn't it? When you have sex with someone, you two become one. You now carry part of the other. Just imagine that person has no ounce of goodluck in their being, you're partly doomed too!

Let's snap out of the spiritual whatever, there are many more sensible and scientific reasons you shouldn't have sex with just anyone.

STD's are part, and there are loads of them — Syphilis, Genital herpes, Gonorrhoea, Chlamydia, HIV and AIDS, Human papillomavirus infection, and more you and I don't even know yet.

From a sensible view, you also don't want to have sex with people you really shouldn't, say your househelp, your pastor's cook, or your best friend's partner.

Next time you're having a sexual attraction to someone or on the verge of it, ask yourself a few questions.

Is this person someone I really should be thinking of laying?

Am I sure I won't contract any dangerous disease from this person?

Am I aware of their overall health conditions?

What if this person will bring me loads of bad lucks?

Sex can lift you from cloud 0 to cloud 9, but it's also the fastest way to ground 0, maybe even 6ft under the ground. So, next time you want to have sex with anyone, be careful with it.

Be careful who you have sex with!

I'm WaleRazaq. To read more amazing and enlightening write-ups from me, follow me using the follow button at the top of the screen.

5 things women hide from their men

After tying the knot (marriage), couples begin to walk in the mentality of ‘what is mine is yours and what is yours is mine’. Though, for most women there are things that they hide from their men and they absolutely understand why they do it.

However, most times women keep secrets not because they want to harm their men but as a way of protecting and preventing unnecessary disagreements.

❤. Sex life

Most women are unsatisfied with their sex life but they will not disclose it to their men.The number of women that enjoy sex and actually reach orgasm is few and in order not to bruise their men’s ego, they just keep it to themselves. Sometimes, women feel embarrassed admitting it to their men that their desire was not met. At times, the hygienic status and approach of their men when it is about to go down is a turn off, but they are quiet about it. They only reveal it and tell you how they would like subsequent sexual session to be, when the moment warrants it. So please, dear men, be sensitive to the needs of your women.

❤. Money and other accounts

Women hardly disclose a certain amount out of the money they have to their men, so that they can have something to fall back on in case an urgent need arises and they need to tackle it without the input of their men. Aside that, there is this fear that once their men know about a hidden stash somewhere, they would start demanding for it, with a promise to payback, which they never do. There are women that operate bank accounts different from the one their husbands are aware of. Often times, it is set aside for unforeseen circumstances but that does not mean she will not spend her man’s money.

❤. Still has feelings for her ex

Most women act all lovey with their men but none will disclose that they still have feelings for their ex. There are certain things that would bring the remembrance of their ex and they silently wish they are still with them. Reason for this is best known to them and somehow it comes from a place of comparison that their ex would have done some things differently from how their present man is doing it.

❤. Health issues

There are health challenges women keep from their men. They decide to handle it on their own till the time is right to disclose it to their men. For some, it is a minor health challenge while for others it is something major but they will hide worrisome concerns from their men to protect them or decrease stress. Women, rather than keep it as a secret, let your men know so that you can receive all the pampering and care that you deserve.

❤. How her in laws treat her

Hardly will you find a woman telling her man how she is being treated by her in laws.She would rather keep it to herself and just only reveal it within her girls circle.For the sake of peace and her well being, she would find a way to manage it and still keep being a good wife. When a woman expresses her feelings about how her mother in law or sister in law treated her,she is being considered to be insensitively provocative and may force the man to choose between her and his family. Though some have found a way to subtly express themselves, others have decided to be mute about it in order not to be looked as the one who came to destroy the family bond.

How to know a cheap or fake girls

A cheap girl is not the girl that accepts your proposal the first day.

WHO IS A CHEAP GIRL?

1. A cheap gal is any gal who is living in a man's house and the man has not paid her bride price, no wedding but she is living with him.

 2. A cheap gal is any gal who is already having sex with a common boyfriend and she does not know where the relationship is heading to, she does not know where the guy comes from, no marriage plans, no wedding hope but she is having sex with the guy because of the money she is getting from him.

3. A cheap gal is any gal who sends her nude pics to her boy friend in the name of love.

4. A cheap gal is any gal who has done one or more abortions and she is still doing more.

5. A cheap gal is any gal who dresses half naked in the name of fashion, exposing her boobs and other erotic parts of her body in the street or post such pictures on Facebook or Whatsapp and receives 500 likes and 100 comments that you're "beautiful" and you say "thank you".

6. A cheap gal is any gal who has an affair with a married man even after knowing it, having sex with him, abort pregnancy, receives money, cause havoc in the man's marriage in order for her to be married.

7. A cheap girl is any gal who reads this post and gets Angry and will refuse to comment.

How to deal with your EMOTIONS when MISSING someone. For Details visit streetzgossips.blogspot.com Twitter : streetzgossips2Instagram : streetzgossips01

I miss those who have added values in my life. But somehow, I discover that they don’t miss me in return – this hurts real bad. It hurts not because they don’t miss me; rather, because of my emotions involved.

❤. This happens to a lot of us especially women. Missing someone feels very painful. It’s also a lonely experience. When you miss someone, it takes a toll both physically and emotionally.

At this point, your temperament plays the game and way out. If you are the sanguine, then junks become your best friend. Guess I will have to write on the four temperaments someday. But this is not the topic for today.

So, you may either go off your food or turn to junk food to comfort you. You find it difficult to focus on anything other than thinking about them. You find yourself crying all the time. If you understand how to know if someone misses you, it provides a small shred of comfort, knowing they feel it too.

Of course, there may be many reasons that make you miss someone. It could be they moved far away. Or you were in a relationship and now you are not. But one comforting thing is knowing they miss you too, else, it would be hurtful.

According to relationship expert Odyssey, here are ways on dealing or coping with missing someone:

❤. Permit yourself some time to be sad—but..  some time.

As easy as it sounds to just "move on" and "get over it," unfortunately, it's usually not that easy. When you miss someone, it's completely normal to feel sad, and it's okay to feel sad! But it's not okay to stay sad. So pop in your favorite tearjerker flick or listen to your favorite sad song for the first night, but after that, no more.

❤. Rediscover things you used to love.

Life usually gets in the way of us doing the things that we love, whether it's painting or learning a language or online shopping. So when you start missing that certain someone, use the time you could be spending missing them, and start back up on that thing you used to love but lost time for! The time is back-- use it!

❤. Watch your favorite movie.

This may sound elementary, but it really can go a long way. At an average, it's two hours of distraction from missing someone while also legitimately entertaining you. Win-win!

❤. Go out with your friends.

Go on a coffee date with your best friend who's still in town. Go to the movies with another! Honestly, after you're done wallowing in self-pity, jam pack your schedule so that every night you are out and about doing things with different people. It gets rid of a lot of loneliness for at least a few hours, and to be honest, you just feel less pathetic in general.

❤. Exercise!

Alright, hear me out on this one. Yes, exercise sucks sometimes and yes, jogging can make you feel like you're having a heart attack, but under the umbrella of self-love, exercise is #1. It gets your endorphins going, so it makes you happy, and it makes you hot at the same time!

❤. Read and write.

After you watch your favorite movie, reread your favorite book! Or pick up one of the seemingly thousands of new books that are sitting on your bookshelf, waiting to be read. Let yourself climb into a world that's not your own and meet characters who aren't real people—a little escape from reality can only do you good. And in the same vein, write a little bit! Even if you don't think you're much of a writer, sometimes getting your thoughts down on paper can really clear your head!

❤. Invite people over.

Inviting people over may seem like the same thing as going out, but actually allows you to distract yourself more. Inviting friends to your house makes you a host, and as a host, most people feel the need to tidy up, to cook, to get dressed and look nice. Sometimes it can be a call for some self-love and hygiene. And then, your friends are over! All the prep work involved will get that missing person off your mind in no time!

❤. Schedule video chats or calls!

Missing someone doesn't always mean that person is gone forever-- so talk to them! If you schedule a time that you're going to call or video chat with this person, you have both something to look forward to all day. You'll miss them when you hang up, but that time will make your in-person reunion that much sweeter.

❤. If the person you're missing is not coming back, try replacing negative thoughts with positive ones.

Sometimes it's impossible to distract yourself from missing someone right away, and that's okay. You should recognize that you are allowed to feel sad for missing someone, even if they did you wrong. While it's okay to be sad, try to not let it define you. When you have a sad thought, remember something else that's happy.

You could even go as far as to write happy things down whenever they happen on little bits of paper and putting them in a jar. When you think of that person and feel sad, pick out a piece of paper from the jar and read that happy moment. Remembering the good things and accepting the sad things is probably the most important step in moving on.

❤. Read that person's favorite book or watch that person's favorite movie.

This may sound counterproductive, but can actually help you to feel closer to that person that you miss. A person's favorite book or movie is usually personal to them, and for you to let yourself go in their favorite thing rather than yours could help you to feel more like you're with them.

❤. Don't be preoccupied imagining what the other person is doing.

Whether it's the loss of your significant other or your friend, jealousy is a monster that must be tackled. You can't spend time with them, so no one else should either! Wrong. Remember that you miss this person so much because you love them, and loving them means that you want them to be happy. Don't get jealous if they are going out with friends, and don't worry about every single little thing they are doing. They love you, they'll come back to you, and them being away doesn't mean that they shouldn't be happy.

❤. Learn to love yourself.

This is the most important thing overall. When you miss someone so much, sometimes it's hard to remember the good things about yourself, or even who you are without that person. So relearn yourself, find out what makes you you and why that's amazing. You are a person without that special someone that you're missing, so learn to love that person, and you'll get through!

5 Spiritual Weapons Satan Can't Stand

Most Christians are not aware of the spiritual battle in the realm of the spirit.Hence they are doing little or nothing to equip themselves with the necessary armours to engage in this battle with the devil.

Under here are Five major spiritual waepons with which a Christian can arm himself:

1. Intercessory weapons

An intercessor is a person who stands in the gap in prayers for others.He does this at the expense of his life.He is a person who gives his life in prayers for others who are going through troubles.We intercede through prayer, petitioning for others before the throne of God.A good example of an intercessor in the Bible is Moses who was ready to die for his people if God would not relent on His anger and cease his adverse judgement on the children of Israel.

2. The name of Jesus

There is something in the name of Jesus that is awesome and wonderful. The devil can't withstand the power hidden in the name Jesus.

Apostle Paul, Peter, and John wrote extensively on the power of the name of Christ. No one can make demons subject to him without the name of Christ.It is the name that is above every other names in heaven, on the earth and under the sea.

3. The power of praise

God is in praise.There is a powerful force in praise that made the wall of Jericho fell flat at the praise of God's people.When we pray,God sends an angel to attend to our prayers but when we praise God Himself is present to fight our battle.

4. The fire of the Holy Ghost

The fire of the Holy Ghost has a two-fold purpose in the life of a believer. It could be used as both an offensive and a defensive weapon.It is like the word of God, which is double-edged and therefore dual in purpose.

We often see God through the medium of fire throughout the Old Testament. He appears to Moses in a burning bush, and as a pillar of fire through the wilderness wanderings of the Israelites. The Word of God describes God as “all Consuming Fire.”

5. The Blood of Jesus

I realize the power in the blood of Jesus when Archangel Michael and his angels fought the dragon but couldn't overcome him until the blood of Jesus was applied.There is great power in the blood of Jesus

9 Powerful Secrets Of Praise

Praise is appreciating God for Who He is .It is appreciating His majesty and greatness.Hear what Psalm 100:4 says;"Enter into his gates with thanksgiving, And into his courts with praise: Give thanks unto him, and bless his name."You can enter into a house through the gate but not entering the room where the owner stays.You need another key to get inside after entering the compound of a house through the gate,and that is the key of praise.Thanksgiving will take you to the premises of God but praise will take you to the presence of God.Thanksgiving takes you to the gates while praise takes you to His courts where He dwells!(Psalms 22:3).Praise is not a gift.Praise is not a calling.Praise is a command(Isaiah 43:21).

Those who have the key of God are the people who know how to praise God.You can embarrass a prayerful man but you can't embarrass a praise man.God does not joke with them.There is danger in attacking a praise worrior.King's Saul daughter,Michal who embarrassed David for dancing naked for God remained barren for life(2Samuel 6:23).She was the only person that died barren in the Bible.Others eventually carried babes! .There is danger in praising yourself.Nebuchadnezzar praised himself; he was sent into the bush to eat grass for seven years (Daniel4:25-25).There is danger in being praised.King Herod was praised .Angel of God smote him and he became worms(Acts 12:20-23).

You can pray to God but you can't pray for God.God never needs your prayers because He is the answer to all problems.God can do all things but there is one thing He can't do.What?He can't praise Himself.Man and Angel praise God.

Wonders in praise:

1.)The presence of God is in praise (Psalms 22:3)

2.)The voice of the Lord is in praise (Isaiah 30:29-30,2Kings 3:15-16).

3.)Power of God is in praise (Acts 16:25-30).

4.)Favour of God is in praise (Acts 2:47).

5.) Praise gives access to God(Psalms 16:11)

6.) Supernatural breakthrough is in praise.(2Chronicles 20:17,22).

7.)Fresh oil is in praise (Psalm 92:1-2,10).

8.) God's glory is in praise (2Chronicles 5:13-14).

9.)Healing is in praise (1Samuel 23:14,16:23).

If you want to see God ,get in the attitude of praise.If you want to see Angel,get in the attitude of prayer.When you pray,God will send an Angel.When you praise,God Himself will show up.

Need to double your hustle in 2020? 50, side hustles where you can make hundreds of dollars a week.

💋. The reasons why someone would pick up a side hustle vary from one person to the next, whether they want more disposable income, need more money to cover expenses, are trying to pay off debt, or are aiming to build up savings. It is advisable to have an extra gig outside of your regular job.

💋. Depending on your interests, there are plenty of ways to earn an extra cash. With any job it’s important to research the platform or company you’re gigging with, and to know your rights as an independent worker.

Here are some side jobs could help get you achieve your money goals — and you can get started right now.

1. Sell items on Ebay or Craigslist.

2. Recycle used smartphones on Gazelle.

3. Drive for Uber or Lyft.

4. Deliver for PostMates.

5. Rent your spare room on Airbnb.

6. Manage social media for small businesses.

7. Answer questions on JustAnswer.

8. Sell services on Fiverr.

9. Do micro-jobs on Mechanical Turk.

10. Tutor over Skype.

11. Get a part-time job.

12. Start a blog.

13. Create an online course.

14. Build a sales funnel with ClickFunnels.

15. Write an ebook.

16. Produce an audiobook.

17. Become a personal chef.

18. Do mystery shopping.

19. Care for dogs.

20. Babysit or become a nanny.

21. Clean houses.

22. Participate in marketing focus groups.

23. Have a garage sale.

24. Create YouTube tutorials.

25. Sell technical services on Upwork.

26. Design logos on 99Designs.

27. Become a personal shopper.

28. Use TaskRabbit.

29. Sell products on Etsy.

30. Teach a language.

31. Wash and detail cars.

32. Open a Mobile Pet Grooming Service

33. Start a food truck.

34. Become a freelance article writer.

35. Personal training.

36. Give music lessons.

36. Become an affiliate marketer.

37. Do email marketing.

💋. Email marketing is one of the most profitable forms of marketing that exists online. However, attracting subscribers and making a personal connection with them takes a good deal of work. Use platforms like LeadPages, Aweber, Constant Contact, MailChimp and ConvertKit to get things off the ground.

38. Write resumes.

Good at writing resumes? Use sites like LinkedIn

39. Be an extra in movies.

40. Reduce your expenses.

41. Start a GoFundMe Page.

42. Sell your hair.

💋. Have long hair? Why not sell it to make a few extra bucks? Advertise your hair for sale on a site like HairSellOn or any number of others that are out there.

43. Become a house sitter.

44. Teach driving lessons to students.

45. Become a local tour guide.

46. Become a virtual assistant.

47. Do interior decorating.

48. Sell on CafePress.

49. Invest with LendingClub.

50. Create a smartphone app.

Health Tips: Sleeping with Garlic under your Pillow will make you Sleep well and Wake up Stronger

Everyone knows Garlic. Some like it because of its health benefits while others don't like it because of it's smell.

What if I tell you that Garlic is being used by many to sleep well at night and to wake up stronger in the morning. You don't believe me, join me as I share how it works.

1. Garlic helps to improve sleeping patterns:

Garlic contains sulfur compounds which works with the aroma from the garlic to give a calming effect that improves sleeping quality. At first, you might find the odour offensive but I believe that if it works for you, you would get used to the odour.

2. You wake up stronger:

When you sleep well with little stress, you wake up stronger. This is one of the reasons putting garlic under your bed is recommended. It even has a positive effect on physical performance as garlic helps recharge your energy levels for the next day.

3. It chases mosquitoes away and figure bacteria:

Mosquitoes hate the aroma of garlic. Once they perceive it around, they run away. When the heat that comes from your body reaches the garlic, an aroma generates which permeates the air around your pillow. This aroma comes with Zinc in particular which fights of bacteria around.

4. It's the first thing you eat when you wake up in the morning:

Please note, don't eat the garlic you put under your pillow. Throw that one away and eat a fresh one.

It has been proven that when you eat at least one clove of garlic a day on an empty stomach, it helps you combat sickness and boost your immune system. Studies also show that the supplement in garlic supplementation have a significant impact in reducing blood pressure in people with high blood pressure. Garlic also improves cholesterol levels, which may lower the risk of having a heart disease.

Is it harmful:

It is not harmful but don't leave it for too long. Change it daily. When expecting visitors, change your bedsheets just incase they find the odour offensive.

For your healthiness, make garlic a part of your life. Share with family and friends so they can stay healthy. Remember, health is wealth!!. 

Five Habits to Discontinue in 2020 if you are Tired of Poverty: Nigerians are guilty of No 4 and.

Everyone is looking at the coming year with high expectations. A lot of people are planning to execute massive projects, get married, buy a good, among others. Plans are easy to make, but what strategy have we put in place to actualise them. One of the enemies of our ideas and expectations for the year 2020 is lack of money. Read on, as this piece is structured to help you identify and stop the habits that will hinder you from fulfilling your lofty goals of 2020.

Nobody wants to be identified with poverty, yet people wallow in abject poverty. Mr. Poverty would have been a lonely man or a lone ranger if it existed as a personality. People would avoid him like the plague. In some quarters, poverty is attributed to a spiritual problem that needs to be tackled with prayers, while some see it as one of the issues created by our government.

 The cause of poverty, 

💋. Especially in Nigeria, is numerous.

The poverty that resulted from spiritual attacks must be tackled with fervent prayers because nothing will work until you have delivered yourself spiritually. However, the majority of Nigerians living in poverty can experience a positive turnaround if only that can identify and put an end to habits that make them miserable.

This article is meant to open your eyes to some habits that make you wallow in poverty.

Mental Laziness

What is mental laziness? It is the inability to engage your thinking faculty creatively. As a graduate, there are lots of services you can offer. It is not wise to sit at home, complaining about the situation of the country. Look around; identify the services that are in hit demands. Better still, plan on solving a problem in society. People will be willing to pay for proffering solutions to their problems.

Procrastination

Procrastination does not only waste your time. It put your life on hold. And time, they say, waits for no man. Remember the familiar rhyme that says, "Tick says the time, tick tick, what you have to do, do quick.”

Indulgence in Alcoholic Drinks

One thing that is common to those who take alcoholic drinks is that they tend to brag about the number of bottles they can finish at a sitting. It has also been discovered that this habit can be addictive, as some men prefer to spend their earnings in a beer parlour, instead of embarking on something that will fetch them more money. Majority of men that take alcohol excessively find it difficult to achieve anything concrete in life. So, if you want to remain poor in the coming year, continue taking alcohol drinks like no man's business.

Lack of Financial Discipline

Impulsive Buying is an attitude that shows that you are not financially disciplined. In 2020, you should not indulge in buying anything that catches your attention. Only buy things that are essentials. Also, cultivate the habit of saving. Someone says that you spend what remains after saving, and it shouldn't be the other way round. That is, saving what you have left.

Womanising (guys) 

Spending on side chicks, patronising prostitutes, and other related unhealthy acts will make you more miserable in 2020. Will God bless you if He knows you are going to spend your money on prostitutes? No. Stick to your wife, the agenda of any side child is to milk you dry financially. A word, they say, is enough for the wise.

What kind of guy do girls like ? & why?

HONEST : Honesty indeed is the best policy. No matter who you are, what you are, if you're honest, a girl for sure will love you. Girls doesn't like guys acting oversmart, and ruling over. An honest approach always work out.

COOL : I'm not asking you to get into refrigerator or so, but stay cool, mann. Why worry over any thing. Girls really like guys who keep it simple,yet cool.

RESPECTFUL :  To be honest girls doesn't demand respect for themselves, they want guys to respect everyone. Even if the person is a beggar. Respect is respect. Respect everything around, and you've won it all.

CARING : You need not follow her like mad man,please. Just be a genuine person who is concerned about her. Makes it all happen well.

JUST THE WAY HE IS :  This indeed is most important.  No girl want you to be guy she can trust. It can be possible that some other guy looks nice doing stuff out of your range. That's okay ! You don't need to copy every shit around. Each one of us have our own qualities, better work on them and be hap

But, you know one thing common between them? They all are given by a single female.

Majority of girls like this and you should have some of these :-
1. Good-looking: Come on girls, there is a benchmark that below some standard you wouldn't want to accept. Sorry guys, just because of some bad genes you couldn't touch those standards.

2. Interesting: Guys should always be interesting. Otherwise, you will be rejected in the introduction phase, scolded & breakup in growth phase but, will not be affected in maturity phase. (Relationship Life Cycle).

3. Rest all are similar to other answers. Honesty, Cool (:p), Loyal, Humor, Intelligent, What & What Not.
Cheers guys.

Trust me,
You can still be OR try to be all of the things that are mentioned here in the answers and still you won't find the ONE.
 You have to be yourself in this world. If according to the "experts" you need to change your personality to make someone fall in love with you, then they're wrong.
You're you. Sure you can deceive your loved ones for some time, but will they love you after they come to know that it was all just a ploy to "get" them ?
If even they forgive you for that, imagine the amount of work you're asking them to put in to the relationship because of your "pretending" to be the right guy/girl.
To end with I'll just leave a quote for you to think over,

"At your absolute best, you still won't be good enough for the wrong person. At your worst, you'll still be worth it to the right person."

Love is what understanding and loyalty is. 

But still few things which can be listed are:
1. Loyal and true. A gal will like if you are true to her without any lie or hidden secrets.
2. Humorous: who doesnt like to laugh. Bit sense of humor is added advantage.
3. If a gal can be what she is in front of you she will be happy.
4. You can make a girl smile then her smile is yours.
5. Few girls do like to see how u dress ! Your attire can speak for you.
6. For some having meaningful conversation is important and you score if you hit it well.
7. She will notice how you care for her.
8. Well behaved gentleman every girl dreams of.

Initially a girl may get impressed by a  tall, handsome, charming guy who makes her laugh.
But she would love only

1)The one who would respect her.. Her individuality. Accept her as she is, than force her to change for you
2) Who cares about her and would always give her a shoulder to cry on when she is down
3) Who shares or respects her passions and supports her in the same
4) The one who is faithful and trustworthy
5) the one who is confident and has a goal about his life
6) the one who is not selfish, but is empathetic and emotionally mature
7) the one who loves her so that she could reciprocate it back
8)and personally.. For me .. A person who is God fearing. 

1. Girls like the guy who doesn't involve much in their privacy. You have to give space for them.
2. The guy should be able to give support and understand her in all her ups and downs.
3. Respect her parents.
4. Don't force your thoughts on her.
5. You should be out spoken and practical.
6. If she has done something wrong point it out only once and let the bygones be bygones. Don't  pinpoint it every time when she does something. ("Like what you have done already is wrong and so don't do this.").
7. Give some appreciation when she does something good

6 Fantastic Health Benefits of Bitter Kola

The bitter plant, which is believed to contain a high source of vitamins and minerals such as Vitamins A, C, E, B1, B2, B3, fiber, calcium, potassium, and iron, also carry other antioxidants.

Owing to this, research was carried out by accredited institutions to find out the possible healing attributes of the bitter plant.

The results of the research are not only amazing, they're incredible as well.

Here are some of the incredible health benefits of bitter kola

1. IT IMPROVES SEXUAL IMPOTENCE:

Studies have shown that when it comes to the improvement of sexual performance, especially among men, bitter kola is royalty. Bitter Kola does not only increase sex drive, it also improves the sexual performance of men who consume it.

And in other to be effective, it is advisable to chew the kola for at least two minutes before intercourse.

So you have it: Improve your performance in bed by chewing bitter kola.

2. REMEDY FOR OSTEOARTHRITIS:

Osteoarthritis is the degeneration of joint cartilage and the underlying bone that causes pain and stiffness, especially in the hip, knee, and thumb joints.

It is a common form of arthritis.

And according to the National Institutes of Health, the causes of Osteoarthritis can include joint injury, obesity, and aging.

However, researchers tested the effects of bitter kola against arthritis symptoms and the result concludes that bitter kola significantly reduced inflammation and pain.

It also increased joint movement in patients that had osteoarthritis symptoms.

3. IT COMBATS STDs:

Since the emergence of sexually transmitted diseases, noble scientists have been battling night and day to bring lasting solution the plague.

Although their battle may seem somewhat difficult as a result of the complicatedness of the diseases, results have shown that seed and leaf of bitter kola have antibacterial activity on clinical isolates of Staphylococcus aureus, Escherichia coli, Salmonella typhi and Streptococcus pyrogens.

4. IT IMPROVES THE FUNCTION OF THE LUNGS

The fibers and lung tissues are not only strengthened when bitter kola is consumed regularly in a considerate amount, it also stabilizes any other counter effect.

In addition, it helps in the maintenance of good respiratory track as well as treating chest cold.

Still wondering why some smokers move along with bitter kola?

5. IT IMPROVES IMMUNITY SYSTEM:

Bitter kola has a high amount of antioxidant. This high amount of antioxidants found in bitter kola does not only help fight bacteria and other illnesses, it also helps the body to increase its immunity levels.

And when the immunity level of the body is increased, it becomes strong enough to fight against any foreign contaminant.

6. IT IS ANTI-MALARIA AGENT:

Studies have shown that chemical constituents in bitter kola have anti-malarial properties. This is why traditional healers have for many years prescribed bitter kola for the treatment of malaria infections.

Additionally, the stem, bark, and seeds of bitter kola are used to treat acute fever, inflammation of the respiratory tract and throat infections.

Regrow Your Thinning Edges (Hair) to Fullness With These 8 Tips

After removing that beautiful ombre million braid twists you installed a month ago, you discover your edges are gone with the wind. There is nothing more annoying or limiting than thinned out edges. The thought that you have to avoid braids of all sorts, faux locs and other such hairstyles can be painful. It might sound bogus but thinning edges can affect your confidence too. Yes, it is that serious.

For those that don’t know, edges or baby hairs are those hairs around the hairline. 

They are called baby hair because of their fine texture which is unlike that of the rest of the hair. Unfortunately, this fine texture of theirs makes them more vulnerable to breakage and loss especially while styling. Loss of edges is called traction alopecia. Traction alopecia is one of the four types of alopecia and is the only one caused by physical activities like styling and manipulation. It can be very tiring and involving to regrow your edges especially after a particularly damaging hairstyle. However, it is not impossible. Starting from the most obvious to the least known, here are eight simple tips to regrow your damaged hairline

1. No Tight Hairstyles

Box braids, faux locs, Senegalese twists, micro-mini braids, artificial dreadlocks, feed in braids. You have to sit them all out, honey; that’s what caused the trouble in the first place. Your edges need rest to regrow. They cannot regrow with tension. This is where wigs come in. The beautiful thing about wigs is that in addition to giving your hair much needed rest, they bring a certain versatility and comfort. So while your baby hairs regrow, wig it!

2.Go Easy On Slicking the Baby Hairs

This goes hand in hand with avoiding tight hairstyles. After losing your edges, the urge to slick down what is left of them in order to cover the damage can be overwhelming. Unless you want your edges to keep moonwalking further away from your hairline, you have to resist the urge, sis. Just leave them be; that’s the only way they’ll grow.

3. Castor Oil

Castor oil improves hair growth by nourishing the hair follicles and providing them with the necessary nutrients need for hair growth. Castor oil will not only help you regrow the edges but would make them stronger and thicker, prevent hair growth and increase overall hair growth. While all types of castor oil can produce these effects, I personally find the Jamaican black castor oil more effective than the clear variety.

4. Fenugreek (Methi Dana)

In a previous article, I discussed the benefits of Ayurvedic herbs and how they can help foster hair growth. Click here to read. Fenugreek (also called Methi Dana) is one of the many Ayurvedic herbs in existence and can be the salvation your edges need. Most times when we lose hair to traction alopecia, the hair gets pulled off directly from the follicles due to the tension. What makes fenugreek best for regrowing your edges is that it is the only herb that can actually stimulate dormant hair follicles into growing hair again. So if it seems your edges have given up the battle for growth, this super herb would be of great help to them. You can either use it as a refreshing spray, as a hair mask or infuse it into oil and apply every night to your edges. This herb can be bought locally in some markets in the Northern part of Nigeria, beautiphic.com for those in Nigeria or on Aliexpress.

5. Scalp Massages

Scalp massages are a very simple, uninvolving and effective way to regrow your edges. The gentle pressing motions help stimulate blood circulation to the scalp and this helps with the regrowth of hair on the hairline. However, you have to be careful while doing scalp massages on the hairline. As the hairs there are naturally softer and downier than that on the rest of the hair, applying excess pressure there all in the name of doing a scalp massage would be counterproductive. Scalp massages can be done manually with your fingers and a bit of oil or with a manual or electric scalp massager. These massagers are sold on various online retail shops like Jiji, Jumia and Aliexpress.

6. Minixodil 

Originally used in the treatment of hypertension, Minoxidil is an over-the-counter drug that can be used topically to treat thinning edges and pattern baldness. Yes, Minoxidil can help those of you with arid heads regrow hair. It comes in many brands like Rogaine and Theroxidil and works by stimulating blood and nutrient flow to the area it is applied. People have reported significant growth after 30 to 60 days of use. However, there is one downside to Minixodil. You have to use it for life as stopping will make the regrown hairs to fall off. Pregnant women and people with heart diseases are advised to keep off Minioxidil.

7. Dermarolling

I discovered this method recently. It is not really so common in the hair community. If you have serious acne, you probably know that derma rollers are originally skincare devices used to fade acne scars by improving the production of the skin protein collagen. Dermarolling or microneedling is the process of using a derma roller to achieve the aforementioned effects. However, dermarolling and derma rollers can be used to regrow thinning edges and hair in bald spots. It is usually used in conjunction with Minoxidil, castor oil or any other effective hair growth serum; the derma roller facilitates absorption of these products by the hair follicles. Derma rollers sizes range from 0.2mm to 3.0mm. You can use a 0.2mm to 0.25mm needle daily to trigger hair growth, a 0.5mm derma roller once every 3 days and a 0.75mm to 1.0mm derma roller weekly or fortnightly for the same purpose. Depending on consistency, significant results are recorded after about a month.

8. Onions

Not only are these bulbs wonderful for your soups and sauces, they also do wonders for your hair. Onions are rich in sulfur which is one of the primary elements that makes up the hair protein keratin. Raw onions or onion essential oil can be used to regrow the edges, prevent premature greying and help with overall hair growth. If you are using raw onions, all you need to do is extract the onion juice, dampen your hair with water and apply generously to the hair, making sure to focus on the hairline. Leave for 30 minutes to 1 hour and wash off with your shampoo. When done consistently, amazing results are observed. Bear in mind that this method is not for the faint of heart as onions can have a very pungent smell

Set Goals and Objectives in Your Business Plan.

Well-chosen goals and objectives point a new business in the right direction and keep an established company on the right track. Just think about what football would be without end zones or what the Indianapolis 500 would be without a finish line.

To help you better understand how you can set goals and objectives, you first need a good foundation for what the two are.

💋. Think of goals and objectives this way:

Suppose that your goal is to double the number of people using your web-conferencing service. Your objectives may be as follows:

Together, goals and objectives form the road map for your company’s future. Without them, you risk making wrong turns and wasting precious energy.

APPROACH #1:TIE GOALS TO YOUR MISSION

The first approach to specifying goals and objectives begins with a review of your company’s mission statement. Using key phrases from your mission statement to define your major goals leads into a series of specific business objectives.

The connections between goals and your mission are easy to visualize if you use a flowchart. Key phrases in the mission statement lead to major goals, which lead to specific business objectives.

If your mission statement doesn’t suggest a list of goals, you may want to reevaluate it to see whether it really captures what your business is all about.

APPROACH #2: USE GOAL-SETTING ACES

Most)weaknesses. To help develop goals that cover all the bases, use the acronym ACES as you tick through the following key questions:

APPROACH #3: COVER ALL THE BASES

One more way to think about business goals is to consider each of the four categories into which most goals fall:

MAKE FINAL CHOICES

The goal-setting approaches lead to a respectable list of goals — maybe more goals than is practical for one business plan. Select the five goals that you think are absolutely, positively essential to your business success. Set Goals and Objectives in Your Business. When establishing goals and objectives, try to involve everyone who will have the responsibility of achieving those goals and objectives after you lay them out.

💋. Goals establish where you intend to go and tell you when you get there. They help improve your overall effectiveness as a company — whether you want to increase your share of the market, for example, or improve your customer service. The more carefully you define your goals, the more likely you are to do the right things and achieve what you wanted to accomplish in the first place.

💋. Objectives are the specific steps you and your company need to take in order to reach each of your goals. They specify what you must do—and when.

Goals tell you where you want to go;

objectives tell you exactly how to get there.

💋. Goals can increase your effectiveness;

objectives back your goals and make you more efficient.

Goals are typically described in words;

objectives often come with numbers and specific dates.

💋. Gain awareness by placing print ads in four regional markets and by airing radio ads in two major markets (by June 10)

Attract first-time customers by offering an online giveaway of $1,000 (by June 1)

Cultivate prospects by implementing a permission-based weekly e-mail to 2,500 targeted contacts (by July 10)

Convert 10 percent of prospects to clients, using e-mail reminders. Make sure your goals are always measurable.By establishing metrics goals, you can gauge your progress and recognize immediately when your efforts are going off track.

Achieve: What do you want to attain in the future?

Conserve : What do you want to hang on to?

Eliminate : What do you want to get rid of?

Steer clear: What do you want to avoid?

Day-to-day work goals are directed at increasing your company’s everyday effectiveness. 

💋. They may involve things like order tracking, office management, or customer follow-up. As a start, name at least one change that you can make in your day-to-day operations that will make a difference in your overall effectiveness. Write it down in the form of a business goal.

💋. Problem-solving goals address specific challenges that confront your business, such as low employee morale or quality of service issues. List the two biggest problems that face your company, and then write goals that can solve them.

💋. Development goals encourage the acquisition of new skills and expertise, whether for your employees or for yourself, and whether you run a large company or operate as a freelancer or an independent contractor. So, how about formulating at least one development goal for yourself or your company?

💋. Innovation goals help you find new ways to improve the following: the products or services that your company offers, how you market your company, and how you distribute and deliver what your company sells. Can you identify any innovative approaches that could make your business more effective in the future? If so, formulate an appropriate goal.

💋. Profitability goals set your sights on where you want your bottom line to be. When all is said and done, profit is the No. 1 goal for profit-making companies. For nonprofit companies, this goal may take the form of how many dollars in contributions you plan to raise or a goal for increasing the company’s endowment.

After you decide on your list,fine-tune each goal, using these guidelines:

❤. Keep each goal clear and simple.

❤. Be specific.

❤. Be realistic.

❤. Don’t be afraid to push yourself and .           think big.

❤. Make sure that your goals are in sync

       with your mission.

7 Types Of Food That Causes Pimples, Number 6 will Shock You

There is no proof that certain foods give you pimples. However, there is evidence to suggest that a nutritious diet can give you healthier looking skin. Plus, some people report that cutting down on processed foods helps to reduce pimples.

While no foods have been proven to cause pimples directly, there are foods that make you break out.“Does chocolate give you pimples?” is a common question and recent studies suggest that it’s the sugar, not the cocoa, in chocolate that’s to blame for break outs. While no foods have been proven to cause pimples directly, there are foods that make you break out.

Sugary and processed foods with a high glycaemic load set off a chain-reaction that might be responsible for an acne breakout.

Foods that can cause break outs include:

1. Fried chips

2. Crackers

3. Pastries and Cookies

4. White bread

5. Pasta

6. Soft drinks

7. Juices

When you eat these foods, your blood sugar, and in turn your insulin levels, spike.

Insulin causes your sebaceous glands to produce more oil. This often contributes to clogged pores and pimples.

Here's How To Develop A Savings Habit in 2020

Just like the saying: "A savings habit of in itself is an education; it increases every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind". One must imbibe the habit of saving especially in your early years as a youth.

❤. Cultivating this habit goes a long way in helping one's life, helping you to plan ahead, preparing you for an emergency. It also helps you establish your own business, or prepare you for retirement.

Many young people due to their lack of financial literacy, save very little of their income while some do not have savings at all. It is disheartening but not surprising.

Saving might not be easy, because it takes discipline and self-denial on what you crave for; especially your pleasures and wants, but developing this habit is worthwhile in terms of having financial freedom or attaining your financial goals.

The truth is, saving money regularly can become part of your lifestyle. Here are ways to cultivate the habit of saving.

Be truthful to yourself about your bad saving habit. 

❤. The first step about saving is accepting that you have a bad saving habit. Once this fact is accepted, then you need to change your mindset and be determined to start saving no matter how little your income may be.

❤. Evaluate your financial health

The next step to creating a saving culture is to analyze your income and expenses. When you compare the money you earn and what you spend your money on, it gives you the knowledge about where your money is going. Hence, this allows you to strategize on how you can cut down on your wants while you concentrate on your needs.

❤. Save a specific percentage consistently

The best way to save out of your income is to set a fixed percentage out of your income to save. However, you need to be consistent with the amount you have set aside to save. This may be daily, weekly, bi-weekly or monthly, depending on your preference and ability.

❤. Create a target for yourself

Creating a target for yourself motivates and encourages you to save more in order to meet your set target. Even when this target is met, it is advisable to continue saving, this further increases your savings.

Always have a budget.One of the best ways to assist you in saving is making a budget. 

❤. This budget might be a weekly or monthly budget. You need to list out all the things you need, and speculate how much cost will be incurred. But before that, you must have set aside the fixed percentage you need to save out of your earning.

Then, you need to list out your wants and your needs separately. Concentrate more on your needs while you need to cut down your wants.

❤. Spend less and stay away from debt

Spending less out of your earnings no matter how big or small would help and improve your saving habit. However, you also need to be debt-free and live your life according to your earning. This is because an accumulation of debt limits your savings.